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Adjust the values below to see your estimated tax and potential refund.
Check your pay stubs or T4 Box 22 for total tax deducted
This is a simplified estimate. Your actual refund depends on deductions and credits.
Learn how Canadian taxes work and how to maximize your refund
Your marginal tax rate is the rate you pay on your next dollar of income. Canada uses a progressive tax system.
Example: If you earn $80,000, you pay 15% on the first $55,867, then 20.5% only on the remaining $24,133.
These factors can significantly change your final tax amount
T4 slips, bonuses, commissions
Work from home deductions
Retirement savings deductions
Tuition and student loan interest
Out-of-pocket medical costs
Daycare and childcare expenses
Answer a few questions about your income and deductions to get an accurate breakdown.
Takes about 5 minutes
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Everything you need to know about your tax refund
This quick estimate uses 2025 federal and provincial tax brackets. Your actual refund depends on all your income sources, deductions, and credits. Complete the full wizard for a more accurate result.
If you file online with direct deposit, most refunds arrive within 2 weeks. Paper returns can take 8+ weeks. Filing early (February-March) typically means faster processing.
If your employer did not withhold enough tax, you may owe. You can pay by April 30 to avoid interest. CRA offers payment plans if needed.
T4 slips (employment), T5 (investments), RRSP contribution receipts, tuition receipts (T2202), childcare receipts, and medical expense receipts.
Yes! You can use the simplified method ($2/day up to $500) or the detailed method to claim a portion of rent, utilities, and internet based on workspace size.
Absolutely. We use bank-level encryption, store data in Canada, and never sell your information. You can delete your account and data anytime.